Our Insights

While many Australians aspire to entrepreneurship, only a fraction take the leap – often due to funding challenges, regulations, or economic concerns. This article discusses key considerations, government support, financial planning, and cash flow management strategies to help you turn your business idea into reality.

In this article we explore five simple questions to help you make smarter, more intentional decisions with your hard-earned cash.

This article discusses how major life events can impact your superannuation and how you can protect it. It highlights the importance of beneficiary nominations, legal considerations, and seeking professional advice to ensure financial security in retirement.

This article outlines the top five mistakes business owners commonly make when applying for a loan, including neglecting their credit score, incomplete financial statements, and lack of a solid business plan. It offers practical tips to avoid these pitfalls and increase the chances of securing the right loan for business growth.

This article explains the importance of financial literacy for young adults and how knowledge gaps in budgeting, debt management, and saving can lead to financial difficulties. It uses case studies and provides practical resources to help young people make informed financial decisions.

Quarterly economic update for the final quarter of 2024. Covers off key data on interest rates, cost of living and economic forecast for 2025.

We explain the different types of income-generating investments available, from those that have no potential to lose capital value to those with the potential of capital loss, and those in between.

We share five essential conversation prompts to help couples with an age gap have meaningful discussions and design a retirement strategy that aligns with their unique circumstances.

Investment risk is tightly linked to return. Not taking on sufficient investment risk can expose investors to other risks. This article looks at achieving the right balance. It includes a case study to explain.

Debt consolidation can be an effective way for Australians to simplify multiple debt repayments and potentially reduce overall costs. This article provides a checklist for homeowners to assess debt consolidation options, understand potential risks, and decide if it aligns with their financial goals.

Earning a high income doesn’t guarantee financial security. In this article, we explore the risks of relying solely on a big paycheck and offer practical strategies to avoid lifestyle inflation, build long-term wealth, and future-proof your finances, no matter how much you earn.

This article uses a case study to highlight the risks of lending money to family without proper financial planning. It explores how a lack of formal agreements and professional advice led to significant financial loss and family conflict, and outlines steps that could have prevented these issues.