About us

Strategic financial planning to grow, protect and enjoy your wealth.

Money touches everything

Your relationships. Where and how you live. How well you sleep at night.

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No matter how much wealth someone already has, almost every client comes to us with the same quiet fear: That the money will run out, or that they're not doing enough with what they've built.

We've seen it all. Between our own experience and the thousands of client scenarios we've worked through, we spot the gaps and opportunities most people can't see on their own.

Once the money side of your life is sorted, everything else gets easier. Our clients leave feeling clear about their future, confident in their decisions, and certain about what and who their money is for.

5.0
Russ and Wendy C.
We decided a few years ago to seek professional advice on our super. David has always been professional engaging and guided us in heading to our retirement goals I would thoroughly recommend David and his team
PierreLeGumnut
My wife and I have good jobs, but we knew we weren't being smart with our money. David and his team have sorted out every aspect of our financial life, and for the last six years all we've seen is growth.
Tony S.
My wife and I sort out the advise of David Loughnan and the Elements financial team concerning a investment I wanted to make. While there I mentioned my transition to retirement. This lead to a very clear pathway he created for us over the next two yeas to be able to do so. David has create a sustainable passive income that exceeded any expectations I had for myself and my wife into retirement. Thanks to you Dave and your team you have taken the hard out of retirement for me. David and his team have proven to be highly professional and shown a depth of knowlage in all aspects of financial planning and investment. Best investment my wife and I have made seeking the services of Elements Financial Planning.
Angela S.
Dave and his team have taken out the stress of managing our super. We have a clear path now and feel we are in good hands also there to provide financial advice when selling our units and where to best place money for retirement.
Matt B.
David is not only very experienced and knowledgeable but he listens to the needs and aspirations of his clients. Very smooth process and detailed plan which has been working very well. Highly recommend David to manage and improve your financial outlook.
Shaun P.
Very professional and down to earth.
Sue N.
We can't recommend Elements Financial Planning Australia highly enough. David Loughnan has been our financial planner for many years and is always professional, friendly and someone we completely trust. Thanks to his guidance, we were able to retire early. Even our younger family members now use David.
Barry E.
I've been client of David's for 15 yrs, taking care of my superannuation which has allowed myself to retire comfortably with minimal stress. He (&team) have always been available to answer or clarify things so even I understood which I appreciated! I first met him when he was based in a local tax agent I used & I was needing advice on how to prepare better for retirement while still working, he has achieved this much to my benefit! I thoroughly recommend David's team at Elements
Kirstin
We couldn’t be happier with our experience with Elements Financial Planning. We initially sought financial advice to get greater clarity and confidence around our financial future, and the team made the entire process easy to understand and comfortable from the beginning. They took the time to understand our goals, provided clear and practical advice, and genuinely cared about achieving the right outcomes for us. We now feel much more confident and organised about our finances and our future. We would highly recommend Elements Financial Planning to anyone looking for knowledgeable, approachable and genuinely caring financial advice.
fernando D.
Thank you Elements Financial Planning. I was well into my 50s without a clear grasp if I was in the right track feeling i had missed the bus. It was such a pleasant experience working with your team. I was able to formulate a plan and have lots of clarity on what was going on now and for the future. Best of all was the ability for Dave and his team to relate to my own circumstances and patiently tailor a structure around that. Thank you so much. I wish I've done this earlier!
Adam J.
My wife and I are in our 40s and have been using Elements Financial Planning now for around 7yrs to help with our SMSF investing and financial security. It has been great to see our retirement heading in the right direction with smart investments and forward planning from Elements. I highly recommend David and the team, they are great at what they do, nothing is ever too much to ask and super quick to respond.
Brian T.
We sought financial advice to gain clarity around our future financial goals and ensure we were making informed decisions. David and team are professional, knowledgeable, and genuinely supportive throughout the entire process. They took the time to understand our needs and provided advice that was clear and easy to follow. As a result, we now have more confidence in our financial future and a structured plan to achieve our goals. We highly recommend their services to anyone looking for trusted financial advice and exceptional client service.
Chris P.
I'm now into my second year with Dave and the Elements team, and the advice has been well prepared with time taken to step me through everything. Most importantly the returns have far exceeded my expectations.
David P.
Dave and his team at Elements Financial have gotten me back on track with my super and financially. Feeling at ease now as Dave has created a path and goal. Thanks team!
Cathy S.
Dave has been amazing for our financial planning. We have had a growth of over 16% in super this year, I feel very safe and secure with him looking after our financial future. Highly recommend
SK
We have been working with Elements Financial Planning for almost three years and it has been a very positive experience. From the initial discussions on our current position and goal setting through to strategy implementation and ongoing reviews, David and his team have been extremely professional and approachable at every stage and together we have achieved exceptional results and are well on track to achieving our financial goals. Highly recommend Elements Financial Planning for financial planning services.
Scott W.
I’ve been working with Dave for a few years now and he has delivered beyond expectations. He is extremely knowledgeable in his industry, he genuinely cares and is very reliable. I have recommended Dave to many of my friends.
Kellie L.
We have been using Elements Financial Planning for about 3 years now and have found them very professional, helpful and friendly. The guys are always willing to explain things to us to ensure we understand our investment strategy fully. We have complete faith in Dave and the team on getting us to our retirement goals. We highly recommend Elements to anyone looking for financial advise and planning.
Jason L.
David and his team have helped my wife and I to reach financial security, achieve goals , david mentoring has helped us in many facets of our lives in a positive way.
Andre D.
David Loughnan and his team have consistently provided financial planning support to my wife and I, keeping us focussed on achievable financial goals. We look back over the years and value the guidance, tools provided to support with cashflow management and our regular and ad hoc check in meetings where we all get on the same page. Nothing if ever too much effort and we feel comfort in safe pairs of hands keeping and eye on our various assets while we are busy with work and family. I would strongly recommend their services.
shane S.
I highly recommend Elements Financial Planning. Great communication, trustworthy and an expert in the field.
Eric C.
We started working with Dave about 6 years ago, he has been a tremendous help with our finances. With his help we have saved on our taxes and grown our super accounts to an all time high. We would highly recommend Dave at Elements Financial Planning. We are now on track to having a healthy retirement fund.
Daniel P.
David and the team at Elements have been absolutely phenomenal to work with, and their expertise and attention to detail has helped my family have great piece of mind and security.
Ben P.
Highly professional service and excellent advice. Cannot recommend Dave and the team highly enough.
Bruce M.
Hi Guys I have been working with Elements Financial Planning for many years now and I have been blown away by their personal and professional attitude towards our future I would totally recommend them for any plans for future financial investment opportunities. Bruce

What to expect working with us

We're genuinely good at the complex stuff

We dig deep into your finances, spotting the gaps and the opportunities. Working alongside your accountant and lawyer, we grow your wealth while keeping it tax-efficient.

Sustainable wealth is the only kind we build

In this industry, shortcuts lead to shortfalls. Our approach is built on time-tested strategy and advice tailored to you — not templates, not guesswork.

Our fees are upfront, always

Our fees are fully transparent and quoted upfront. We don’t charge based on financial products. What you pay reflects the complexity of your situation quoted clearly, before you commit to anything.

We hold you accountable

Knowing what to do with your money is only half the job. The other half is making sure you actually follow through and adjusting the plan when life changes.

We're with you in the calm and the storm

Markets move, life shifts, rules change. We stay close, fine-tuning the plan and keeping you steady through all of it.

Meet the team behind your plan

David Loughnan

Renee Thomson

Colwyn Eckles

Hannah Ward

Ashley Loughnan