About us

We connected with David at Elements Financial Planning about 10 years ago and at the time we were looking at getting some direction and establishing a retirement plan for the future. We have been very pleased with the service provided by David and his team. It has given us clarification, peace of mind and allowed us to establish a plan to work towards our goals. David's knowledge and expertise in the field is great and we look forward to our annual reviews - where we get to chat in depth about our investments, future goals, review our current position. If you are searching for a financial planner that truly cares about your personal and financial goals, we would definitely recommend getting in touch with David and his team at Elements Financial Planning.

We required assistance with our finances to help us now & into our future, We were highly recommended to contact David & his company. We have been working with David for 2 years and the positive changes to our portfolio have been amazing. We have complete trust in David & highly recommend him & his team.

Joining David and his team at Elements just over five years ago after seeing a social media post was the best decision we could have made. We had always been skeptical of financial planners but thought we needed to do something different, we were both earning good money, paying down the house loan, and saving for holidays, but we had no real plan for the future. From our very first meeting, David made us feel completely comfortable, presenting simple facts without any high-pressure sales gimmicks so we could make an informed choice. Working with the entire team has been fantastic, thanks to their constant support and regular check-ins. Since receiving their advice, we’ve completely paid off our home, significantly grown both of our superannuation funds, and put strategies in place to retire much earlier than we ever thought possible with a comfortable lifestyle. We have already recommended David to friends who are now enjoying the exact same great experience. Our only regret is that we didn't start sooner!

Dave and the team have been truly great in supporting my family’s needs. Dave has provided us with clear direction and a well-structured plan to help us achieve our desired retirement goals. We really appreciate his ongoing guidance, knowledge and support.

We have been with David and the team at Elements for the last 3 years, and they have all been amazing to deal with, very professional and always proactive. David is so knowledgeable and measured, really easy to speak with on any financial matters and just an all-round great guy. We have complete confidence in his ability to help us meet our financial goals. So far, we have reduced our debt, increased our investment portfolio, simplified our finances and have a plan for our superannuation to support us in retirement. Plus, we understand so much more about managing our money. We appreciate that David has been available to give us advice on all sorts of financial decision making and always guided us with patience and clarity. We cannot recommend David highly enough; it was the best financial decision we have made and has not only reduced our financial stress but also given us so much confidence in our financial future.

David and the team were absolutely fantastic from the start, offering a wealth of knowledge, with a very friendly approach. We are very happy with the results we have seen, and will continue to recommend the team to others.

We first met with David and his team five years ago to explore our financial planning needs, particularly ensuring we’d have sufficient income to retire at 55. Their guidance consistently focused on achieving the best possible outcome for our goals, with regular reviews and open, transparent communication throughout. Working with David and his team has been a pleasure, and we highly recommend their services.

David Loughnan has really opened our eyes to how we can plan for our retirement without feeling like we have to put our lives on hold until we get there. He has helped us make changes now that will make a real difference down the track, while still allowing us to enjoy life along the way. We trust David completely. He is knowledgeable, approachable and genuinely looks after us. Knowing that he has our best interests at heart and is keeping us on track takes a lot of the stress and worry out of planning for the future. We honestly couldn’t be happier with the guidance and support he has given us. Would recommend to everyone.

We initially sought financial advice from David as we started thinking seriously about retirement. We realised we really didn’t know how much superannuation we would actually need to retire comfortably or whether we were on track to achieve the lifestyle we wanted. From our very first meeting, we felt we were in very capable and trustworthy hands. David took the time to understand our circumstances, goals and concerns and, importantly, explained everything in a way that was easy to understand. We never felt rushed or overwhelmed, and all of our questions were answered patiently and thoroughly. David has an incredible team working along side him who make everything happen so seamlessly. The advice has given us something we didn’t have before — confidence about our financial future. We now have a much better understanding of where we are financially, what we need to do to prepare for retirement and, most importantly, reassurance that we are on the right path. Aside from this David helped us with streamlining our budgeting and ensuring we have adequate insurance in place. We would absolutely recommend Elements Financial Planning to anyone considering financial advice. David's knowledge, professionalism and genuine interest in helping us achieve our goals made the whole process a very positive experience. We’re extremely grateful for the guidance! Thanks Team!

We decided a few years ago to seek professional advice on our super. David has always been professional engaging and guided us in heading to our retirement goals I would thoroughly recommend David and his team

My wife and I have good jobs, but we knew we weren't being smart with our money. David and his team have sorted out every aspect of our financial life, and for the last six years all we've seen is growth.

My wife and I sort out the advise of David Loughnan and the Elements financial team concerning a investment I wanted to make. While there I mentioned my transition to retirement. This lead to a very clear pathway he created for us over the next two yeas to be able to do so. David has create a sustainable passive income that exceeded any expectations I had for myself and my wife into retirement. Thanks to you Dave and your team you have taken the hard out of retirement for me. David and his team have proven to be highly professional and shown a depth of knowlage in all aspects of financial planning and investment. Best investment my wife and I have made seeking the services of Elements Financial Planning.

Dave and his team have taken out the stress of managing our super. We have a clear path now and feel we are in good hands also there to provide financial advice when selling our units and where to best place money for retirement.

David is not only very experienced and knowledgeable but he listens to the needs and aspirations of his clients. Very smooth process and detailed plan which has been working very well. Highly recommend David to manage and improve your financial outlook.

Very professional and down to earth.

We can't recommend Elements Financial Planning Australia highly enough. David Loughnan has been our financial planner for many years and is always professional, friendly and someone we completely trust. Thanks to his guidance, we were able to retire early. Even our younger family members now use David.

I've been client of David's for 15 yrs, taking care of my superannuation which has allowed myself to retire comfortably with minimal stress. He (&team) have always been available to answer or clarify things so even I understood which I appreciated! I first met him when he was based in a local tax agent I used & I was needing advice on how to prepare better for retirement while still working, he has achieved this much to my benefit! I thoroughly recommend David's team at Elements

We couldn’t be happier with our experience with Elements Financial Planning. We initially sought financial advice to get greater clarity and confidence around our financial future, and the team made the entire process easy to understand and comfortable from the beginning. They took the time to understand our goals, provided clear and practical advice, and genuinely cared about achieving the right outcomes for us. We now feel much more confident and organised about our finances and our future. We would highly recommend Elements Financial Planning to anyone looking for knowledgeable, approachable and genuinely caring financial advice.

Thank you Elements Financial Planning. I was well into my 50s without a clear grasp if I was in the right track feeling i had missed the bus. It was such a pleasant experience working with your team. I was able to formulate a plan and have lots of clarity on what was going on now and for the future. Best of all was the ability for Dave and his team to relate to my own circumstances and patiently tailor a structure around that. Thank you so much. I wish I've done this earlier!

My wife and I are in our 40s and have been using Elements Financial Planning now for around 7yrs to help with our SMSF investing and financial security. It has been great to see our retirement heading in the right direction with smart investments and forward planning from Elements. I highly recommend David and the team, they are great at what they do, nothing is ever too much to ask and super quick to respond.

We sought financial advice to gain clarity around our future financial goals and ensure we were making informed decisions. David and team are professional, knowledgeable, and genuinely supportive throughout the entire process. They took the time to understand our needs and provided advice that was clear and easy to follow. As a result, we now have more confidence in our financial future and a structured plan to achieve our goals. We highly recommend their services to anyone looking for trusted financial advice and exceptional client service.

I'm now into my second year with Dave and the Elements team, and the advice has been well prepared with time taken to step me through everything. Most importantly the returns have far exceeded my expectations.

Dave and his team at Elements Financial have gotten me back on track with my super and financially. Feeling at ease now as Dave has created a path and goal. Thanks team!

Dave has been amazing for our financial planning. We have had a growth of over 16% in super this year, I feel very safe and secure with him looking after our financial future. Highly recommend

We have been working with Elements Financial Planning for almost three years and it has been a very positive experience. From the initial discussions on our current position and goal setting through to strategy implementation and ongoing reviews, David and his team have been extremely professional and approachable at every stage and together we have achieved exceptional results and are well on track to achieving our financial goals. Highly recommend Elements Financial Planning for financial planning services.